SIMPLE THINGS CAN SAVE YOU
It's not a matter of IF the airlines will lose your bags or IF you will flood
your camera, it's a matter of WHEN your time will be. The DEPP equipment
protection benefit was created to handle this financial burden when your
unfortunate turn comes around. With more than $40 million dollars in
equipment insured, the DEPP equipment protection benefit is more committed than
even to helping you protect your investment. This optional coverage
benefit is underwritten by one of the world's foremost insurance companies and
is made available to The Coral reef and DEPP by Innovative Programs Group, Inc.
EXTREMELY BROAD COVERAGE
This innovative program benefit provides worldwide coverage against theft,
airline loss and accidental damage to your underwater photography gear, land
cameras, and diving equipment. An optional flood coverage is also available.
EQUIPMENT COVERED
Most scuba diving related items are eligible under this benefit program,
including most photo & video equipment. All underwater photography
equipment must be enrolled in the basic benefit program before the optional
flood coverage may be considered.
It's not a matter of if, it's a matter of when...
Not available in all states. Customers that have two
(2) losses in a twelve (12) month period may be subject to underwriting
restrictions or termination from the program. Any cash settlement as a result
of any direct physical loss is made at the sole discretion of the program
benefit broker Your equipment is repaired or replaced. A $50.00 deductible or
10% of the actual claim total, whichever is greater, per claim for equipment
losses. A $100.00 deductible or 20% of the actual total claim, or a maximum of
$250.00 applies to all flood claims. A late fee will be assessed for any unpaid
deductible. Exclusion to coverage under the policy include: War & Nuclear
Incidents; Fraud; Obsolescence; Wear & Tear; Voluntary Parting of
Equipment; Change in Color, Texture of the Equipment; Manufacturer's Defects;
Mechanical or Electrical Breakdown; Mysterious Disappearance; Water Damage**
Additional exclusions may apply. **Water damage is covered if the optional
"flood coverage" is purchased on the registered item. This represents a
highlight of coverage. Coverage is subject to all terms and conditions of the
policy. For a complete copy of the Master Policy, please contact I.P.G., the
broker for the equipment protection benefit made available to The Coral Reef at
(502) 565-4357, e-mail a request to info@ipginsurance.com,
or enter your login name and password in the blocks above for an on-line copy.
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